Owner Financing:
- $349 down (plus the $349 doc fee)
- $349 down $349/Mo for 84 months (plus prorated taxes and note maintenance fee)
You have paid enough in campground fees by now to know the math does not favor renting a spot every time you want to get away. Picture instead a quarter acre near Satsuma, Florida that is entirely yours: flat ground under your feet, the truck backed in and level before you have even cracked open a chair, power already waiting at the road so the lights come on the moment you want them to. This is that ground, ready the day you close.
ACCESS AND POWER
The two questions that matter the most with land like this are simple: can you actually get there, and will you have power once you are there. Here, the answer to both is yes.
Kingston Blvd is a paved county road near Satsuma, easy for any vehicle, and connects directly to State Road 15, a straight shot the whole way. The path in is clearly marked and smooth throughout. First time visitors reach the parcel easily every time, in any car, truck, or towing setup.
Power is already at the street. Clay Electric Cooperative services this section of Kingston Blvd, so wiring a camper or RV setup means connecting to existing infrastructure rather than running a line in yourself. That single detail changes the timeline on a property like this: the land is ready to use the day you close, not weeks or months later. Everything you need is already in place before you even arrive, so the only real question left is what you want your first weekend here to look like.
THE LAND ITSELF
This parcel is 0.23 acres of flat, consistent ground, level and ready to park on the moment you arrive, with no grading or leveling work standing between you and your first weekend here. It sits outside any FEMA flood zone, which matters through every hurricane season in this part of Florida, and there is real comfort in not having to think about that every June. The parcel is outside city limits, so straightforward Putnam County rules apply, with full freedom over how you set up your camp.
Zoning is R2, and the parcel supports camping and RV use especially well at this particular size and location. Putnam County has its own rules on RV placement and length of stay, so buyers should confirm current requirements with the county before finalizing plans for the property. This is a private return to spot, purpose built for RV and camping use rather than a future home: paved access, level terrain, power already at hand, and legal ground sized exactly for what you would actually use it for.
The subdivision, St Johns Riverside Estates, Hoot Owl Ridge 4th Addition, sits in a well established section of Putnam County near the St. Johns River corridor, one of the longer rivers in Florida. It is a convenient setting with a real street address and real coordinates, a parcel that is easy to find and easy to picture.
Picture pulling in on a Friday evening: the truck engine ticking as it cools, level ground already waiting under the tires, and power at hand the moment you want string lights on or a fan running against the Florida heat. Trees hold the last light of the day at the tree line while the ground holds its stillness, the kind of stillness that has nothing to do with silence and everything to do with nobody else's schedule pulling at you. Coffee the next morning happens on your own time, in your own chair, on ground you already own outright once the note is paid. That is the whole idea behind a parcel like this. The groundwork is already done, so the time you spend here is actually spent enjoying it.
LOCATION
This is easily where the parcel does the most work, worth walking through carefully. You are about 11 minutes away from Welaka, 22 minutes from Ravine Gardens State Park, and just over an hour from Gainesville.
The St. Johns River corridor is minutes away, and St. Augustine's historic district is just under an hour out, with St. Augustine Beach itself a short drive further across the bridge, sand and surf easily reachable on the same trip. Ravine Gardens State Park adds another confirmed destination close by, with trails and gardens worth a half day trip on its own whenever you want to stretch beyond the campsite.
Between the river corridor, the state park, and the coast, this location supports a full range of weekend plans without requiring a long drive to reach any of them. A short drive gets you to gardens and trails, another short drive gets you to sand and surf, and the parcel itself stays exactly where you left it: flat and ready, waiting on the next weekend you decide to come back.
BUYER FIT
This land fits the person who already knows they want a fixed weekend spot rather than a new campground search every single time and every single season, tired of checking availability before every trip.
It fits a buyer who values ownership as a form of equity rather than a recurring expense: someone who has tallied up a few years of campground fees and started thinking about what that money could build toward instead. A quarter acre priced at $349 down turns that thought into something concrete, a real, titled parcel instead of a string of paid reservations.
There is a particular kind of relief in owning ground you never have to book, share, or leave behind at checkout: a place that is simply waiting, the same way it was the last time you left it.
PRICING AND TERMS
Cash Price: $16,900
Down Payment: $349
Monthly Payment: $349 per month for 84 months
Total Term Price: $29,665
Doc Fee: $349, not refundable
Annual Property Taxes: approximately $120, based on the most recent figures on file
Owner financing means you do not need a bank loan or perfect credit to start: just the down payment above, and this quarter acre is on its way to being yours. If you would rather pay in full, the cash price is $16,900. Either way, seven years from now, or sooner if you pay in cash, the land is yours outright, free and clear, with your name on the deed and nobody else's. That is the whole arrangement: pay it down, and it is yours to keep.
Set against a regular weekend habit over time, $349 a month works out to a little over $11 a day, less than a single night at most campgrounds, and this spot does not come with a checkout time or someone else's schedule to work around. That is the real math behind owning ground like this: a small monthly payment now, and a real asset in your name once the term is done.
NEXT STEP
If you have been searching for land that is actually usable, close enough for regular use and far enough to feel like a real break, do not brush that search aside. Chances are you have been circling this decision for a while, comparing listings and weighing the numbers. You have been wondering if the right parcel actually exists at a price that makes sense.
That is not a small decision to make, even at this size and price. Ownership should feel clear, not rushed, and it deserves a real conversation before you commit to anything.
Land with power, paved access, and this location doesn't sit on the market long. Call this week and we'll walk you through the road, the zoning, and Putnam County's current RV rules before you commit to anything.
State: FL
County: Putnam
Zip: 32189
Size: 0.23 acres
Apn: 131126824402600210
Legal Description: ST JOHNS RIVERSIDE ESTATES, HOOT OWL RIDGE 4TH ADDITION,
CORRECTED PLATS MB5 P101, BLK 26 LOT 21
Lat/Long Coordinates:
Nw: 29.5412, -81.6334
Ne: 29.5413, -81.6331
Sw: 29.5409, -81.6334
Se: 29.5409, -81.6331
Elevation: 78.7 feet
Annual Taxes: Approx. $120 per year
Zoning: Residential Property, Recreational Property, Undeveloped Land
Flood Zone: No
HOA/POA: No
Improvements: No improvements done.
Access: Paved Road
Water: Will need to install a Well
Sewer: Will need to install a Septic System
Utilities: Electric
Owner Financing:
- $349 down (plus the non refundable doc fee of $349)
$349 down $349/Mo for 84 months (plus prorated taxes and note maintenance fee)
We do not offer owner financing for residential use or full-time living on the property during the financing term.