You can build on this one, and Putnam County sets no time limit on when.
This is 0.23 acres of buildable residential land just outside Satsuma in Putnam County, Florida. Zoned R-2 Residential. Not in a flood zone, not in a wetland, and no HOA.
Owner financing at $174 a month. 0% interest. No credit check. No bank.
Land you can put a home on, at your own pace, with your name on the deed once it is paid off. Something to pass down.
THE PROPERTY
APN: 13-11-26-8244-0270-0060
Size: 0.23 acres
Zoning: R-2 Residential
Subdivision: St Johns Riverside Estates, Hoot Owl Ridge 4th Addition
Address on file: 211 Colorado St, Satsuma, FL 32189
GPS center: 29.54234, -81.634
Annual property tax: about $53
Flood zone: no
Wetland: no
HOA: none
The land is wooded and relatively flat.
Colorado St is a sand road in good drivable condition. Sand is what a dirt road is in this part of Florida.
WHAT IS NEARBY
Satsuma: 2 miles
Grocery: 3 miles
Gas: 6 miles
San Mateo: 8 miles
Hardware: 12 miles
Palatka: 13 miles
Walmart: 17 miles
St. Augustine Beach: about 51 minutes
Orlando: about an hour and a half
UTILITIES, TOLD STRAIGHT
Power runs about 0.25 miles from the property along Iowa Ave.
Water: a well or cistern would be required.
Sewer: a septic system would be required.
Budget those before you budget the house.
There are homes in the subdivision. That is what we can see, and it is not a promise about this parcel. Confirm power, well, and septic on your own before you close. Call us and we will point you to the right power company
for this area.
WHAT PUTNAM COUNTY ALLOWS
Mobile homes: allowed.
Custom homes: allowed, no time limit to build.
Modular homes: no minimum square footage.
Camping and RV: not allowed on vacant land. With a permit, an RV is allowed during land clearing for up to 60 days, or during home construction for up to 12 months. Short term camping and RV use is allowed once a home is built.
We would rather you hear that last one from us now than find out later. If your plan was to park an RV here and live on it, this is not the right property, and we will help you find one that is. Confirm current rules with Putnam County before you close. Counties do change them.
WHO YOU ARE BUYING FROM
Lifetime Land USA is a family run company. Marcus and Nikki are married. We have been selling owner financed land since 2021, with 560+ happy clients behind us. We are a BBB Accredited Business.
Call or text and you will talk to Marcus, our Sales Manager. He walks every buyer through this himself, start to finish. Nikki buys the land we sell, including this one. Julie takes care of you after the sale.
Those are the same names and faces on our website, and the same people who pick up the phone.
Skeptical is smart. One of our Florida buyers put it this way:
"At first I was a little hesitant. I wasn't sure about the company. I wasn't sure about the company. I thought perhaps it was a scam. I did some more research. I, um, called the county where the property was listed, and I found out that it was indeed owned by Lifetime Land USA. And so then I proceeded with the program."
Benjamin Hopper, Florida buyer
Do what he did. Take the APN above to the Putnam County Property Appraiser and confirm who owns it.
PRICE
$174 a month, 0% interest, flat for all 84 months. No adjustment, no balloon at the end.
Full terms, so nothing is a surprise.
$374 down payment
$349 one time document fee, non-refundable
$174 per month principal, 84 months
A $10 monthly note servicing fee
About $5 a month set aside for property taxes
Full monthly payment: $189.
Discounted cash price if paid in full: $11,444.
No credit check. No bank. We hold the note ourselves and you pay us direct.
The deed is signed, notarized, and recorded in your name once the property is paid in full.
Every owner financed purchase carries our 90 day Perfect Land Promise. If the land is not the right fit, we help you swap it for something better out of our inventory. You also get a full year after that to trade up to a
property of equal value. Full terms are on our website.
NEXT STEP
Look us up on bbb.org. Read more from real buyers, by name, at lifetimelandusa.com.
Then call or text. You will talk to a real person, the same people you see on our website. No call center, no chatbot. No rush, no pressure, no runaround.