Saturday morning. You step outside to trees, mountain air, and the Sangre de Cristo range stretching across the sky. No HOA meeting. No neighbor's lawnmower. Just your 5 acres of Colorado foothills doing what they've done for centuries — being quiet, beautiful, and completely unbothered.
$15,750 cash or $269/mo for 58 months, no credit check. Curious but not sure? TEXT (850) 374-5362 with your top question and get 2 months off your financing just for reaching out.
20% OFF Cash Price: $11,908 (was $14,885)
Owner Financing:
Down payment: $269
Doc fee: $250 (due today)
20% OFF Monthly: $269/mo for 58 months (Was 72 months) (0% interest)
Note servicing fee ($10/mo) and estimated property taxes ($19/mo) are additional.
Your total monthly payment is $298 — that's $269 principal + $10 note fee + $19 estimated taxes, all collected together in one payment each month.
Highlights
• Costilla County / Fort Garland, CO
• 5.577 Acres
• Estate Residential Zoning
• Buildable / Mobile Home Friendly
• RV + Camping Allowed (county time limits apply)
• No mandatory HOA
• Mountain views, trees, and quiet space
• Great for off-grid weekends or long-term use
• Access via rural roads (see GPS + directions)
Common hesitations we hear: 'Can I actually see it first?' Yes — use the GPS and go walk it anytime. 'Is owner financing a real thing?' Yes — you get a warranty deed, you own the land, no bank involved. 'What if I can't build right away?' No problem. There's no build timeline. Camp on it, hold it, build when you're ready. 'What's the catch at this price?' No catch — we buy land at wholesale and sell with simple terms. That's the business.
This is land for people who want the real Colorado feel — trees, terrain, privacy, and mountain views without the HOA or the crowds. Flat to gently sloped with room to breathe, this is the kind of property buyers hold long-term.
How financing works (simple)
• You pay the initial amount today (down payment + doc fee).
• We prepare paperwork and set up financing.
• Your first monthly payment is due about 30 days later.
• No bank and no credit check.
More details (for people comparing listings)
• Zoned Estate Residential (build, camp, RV, mobile home allowed).
• Camping/RV use allowed up to 14 days every 3 months per county rules.
• Mobile homes allowed (must be 1976 or newer).
• Off-grid is common here (solar, generator, cistern, well, septic).
• Roads are rural and conditions vary with season/weather.
• High-clearance is helpful on some routes.
• Voluntary POA (not mandatory).
Common questions
• HOA? No mandatory HOA.
• Can I go look at it? Yes—use GPS and plan for rural roads.
• Utilities? Off-grid setup is common (solar, water haul/cistern/well, septic).
• How fast can I buy? Same day once you’re ready.
If you saved this one, it's worth a conversation. TEXT or CALL (850) 374-5362 — I'll answer your top question and walk you through next steps today.